Use the proven envelope budgeting methodolody to regain control of your finance.

Try free for 35 days

Yearly subscription is $55, monthly supscription is $5.

Already have an account. Login

A methodolody
Assign money to goals

As soon as you get money, assign it a goal based on what matters to you, then stick to that plan instead of guessing.

Envelope budgeting is a simple approach to budgeting where your income is divided up into envelopes allocated to different expense categories. By using this approach, you will know exactly where your money is going and what it is used for.

Plan ahead

Assign goals to recurring expenses, and break up infrequent expenses such as yearly bills into montly bills so you are prepared when it comes time to pay.

As opposed to other approaches, you plan ahead instead of looking backward at your statements.

Be flexible

When overspending in one category, reassign from another category.

Repay debt and build a buffer

When using rule #1, one of the goals should be to repay debt of building a buffer, so you can live off of money from previous paycheks and not the current one.